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	<title>Essential IFA Discussion Forum</title>
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	<description>This forum is to help people understand financial planning and to give a clearly independent view of financial markets and products</description>
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		<item>
		<title>Get your retirement money sorted &#8211; part 2</title>
		<link>http://essentialifa.wordpress.com/2011/09/09/get-your-retirement-money-sorted-part-2/</link>
		<comments>http://essentialifa.wordpress.com/2011/09/09/get-your-retirement-money-sorted-part-2/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 10:31:40 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[Savings and Investments]]></category>
		<category><![CDATA[top savings & investment advice]]></category>
		<category><![CDATA[top savings & investment tips]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[IFA]]></category>
		<category><![CDATA[indpendent financial advice]]></category>
		<category><![CDATA[pension advice]]></category>
		<category><![CDATA[savings & investmentes]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=213</guid>
		<description><![CDATA[This three minute video shows the reasons why it is so important to plan for the future and gives an important insight to the areas that an independent financial adviser will cover in a consultation. Our busy lifestyles and need to enjoy life now, sometimes means that we do not look at the very real [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=213&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://essentialifa.wordpress.com/2011/09/09/get-your-retirement-money-sorted-part-2/feed/</wfw:commentRss>
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		<title>Retirement Options &#8211; Getting Your Money Sorted Part One</title>
		<link>http://essentialifa.wordpress.com/2011/08/31/retirement-options-getting-your-money-in-order-part-one/</link>
		<comments>http://essentialifa.wordpress.com/2011/08/31/retirement-options-getting-your-money-in-order-part-one/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 13:03:02 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[Annuity]]></category>
		<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[drawdown]]></category>
		<category><![CDATA[flexible retirement options]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement optiom]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[taking pension]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=206</guid>
		<description><![CDATA[Planning for your retirement can sometimes seem complicated and is often an area that people choose to avoid to their cost. This video helps to explain the reasons why it is important to review your retirement planning on a regular basis and gives an insight to the options available at retirement for those people that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=206&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://essentialifa.wordpress.com/2011/08/31/retirement-options-getting-your-money-in-order-part-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>SOME GIVERS DO EXTRAORDINARY THINGS</title>
		<link>http://essentialifa.wordpress.com/2011/08/25/some-givers-do-extraordinary-things-like-warren-buffett/</link>
		<comments>http://essentialifa.wordpress.com/2011/08/25/some-givers-do-extraordinary-things-like-warren-buffett/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 15:17:57 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[IFA advice in Ipswich area]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=193</guid>
		<description><![CDATA[I&#8217;ve recently been reading about US serial investor Warren Buffett who is the third richest man in the world. What makes Warren Buffett so extraordinary, is not his ability to generate profit; it is his unbelievable generosity towards charities. I recently came across this letter he wrote to Bill and Madeline Gates pledging billions of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=193&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://essentialifa.wordpress.com/2011/08/25/some-givers-do-extraordinary-things-like-warren-buffett/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Long Term Care – The Ticking Time Bomb</title>
		<link>http://essentialifa.wordpress.com/2011/07/04/long-term-care-%e2%80%93-the-ticking-time-bomb/</link>
		<comments>http://essentialifa.wordpress.com/2011/07/04/long-term-care-%e2%80%93-the-ticking-time-bomb/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 15:08:41 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Long Term Care advice Ipswich]]></category>
		<category><![CDATA[Long term care cost]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[Savings and Investments]]></category>
		<category><![CDATA[top savings & investment advice]]></category>
		<category><![CDATA[Wills & Trusts]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[Wills]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=165</guid>
		<description><![CDATA[The Andrew Dilnot report into the costs of long term care is an unwelcome reminder to government and opposition parties that the cost of an ageing population is likely to result in some unpopular choices. Although the Dilnot report seeks to cap the cost of long term care for the vast majority of individuals it [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=165&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://essentialifa.wordpress.com/2011/07/04/long-term-care-%e2%80%93-the-ticking-time-bomb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>TOP 10 SAVINGS &amp; INVESTMENT TIPS</title>
		<link>http://essentialifa.wordpress.com/2011/04/14/top-savings-investment-tips/</link>
		<comments>http://essentialifa.wordpress.com/2011/04/14/top-savings-investment-tips/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 18:37:50 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[Savings and Investments]]></category>
		<category><![CDATA[top savings & investment advice]]></category>
		<category><![CDATA[top savings & investment tips]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Isa]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[tax free]]></category>
		<category><![CDATA[top saving & investment advice]]></category>
		<category><![CDATA[top tip]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=155</guid>
		<description><![CDATA[People are finding it harder and harder to get a decent rate of return from their savings particularly in these low interest rate and high inflation rate times. So here are some tips on how to maximise your rate of return and some investment tips if you decide to invest in non– deposit based accounts. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=155&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>HELPING YOURSELF AS WELL AS YOUR BUSINESS</title>
		<link>http://essentialifa.wordpress.com/2011/02/09/helping-yourself-as-well-as-your-business/</link>
		<comments>http://essentialifa.wordpress.com/2011/02/09/helping-yourself-as-well-as-your-business/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 12:20:53 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[State Pension calculator]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[SIPP]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/2011/02/09/helping-yourself-as-well-as-your-business/</guid>
		<description><![CDATA[Many people would be surprised to know that the average lifespan of an individual in the UK is now 87, which is up from 77, in just 20 years. Various government organisations, like the Department of Work and Pensions, also predict that this average lifespan will increase further, as medical technology becomes more advanced. This [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=152&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://essentialifa.wordpress.com/2011/02/09/helping-yourself-as-well-as-your-business/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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		<title>Chelsea Building Society misleading 18% Capital Protected Bond</title>
		<link>http://essentialifa.wordpress.com/2010/11/18/chelsea-building-society-misleading-18-capital-protected-bond/</link>
		<comments>http://essentialifa.wordpress.com/2010/11/18/chelsea-building-society-misleading-18-capital-protected-bond/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 20:00:15 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[Chelsea Building Society]]></category>
		<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Savings and Investments]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=129</guid>
		<description><![CDATA[I was passing my local Chelsea Building Society in Ipswich recently, when I noticed a poster advertising an account at 18% rate of return. In these times of very low interest, I thought that this was a bit strange! So I looked and to my horror noticed that this product was a six year term [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=129&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://essentialifa.wordpress.com/2010/11/18/chelsea-building-society-misleading-18-capital-protected-bond/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
	
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			<media:title type="html">OLYMPUS DIGITAL CAMERA</media:title>
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		<title>Why should you make a Will?</title>
		<link>http://essentialifa.wordpress.com/2010/11/07/why-should-you-make-a-will/</link>
		<comments>http://essentialifa.wordpress.com/2010/11/07/why-should-you-make-a-will/#comments</comments>
		<pubDate>Sun, 07 Nov 2010 22:27:06 +0000</pubDate>
		<dc:creator>Essential IFA</dc:creator>
				<category><![CDATA[IFA advice in Ipswich area]]></category>
		<category><![CDATA[Wills & Trusts]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Estate planning]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[Wills]]></category>

		<guid isPermaLink="false">http://essentialifa.wordpress.com/?p=122</guid>
		<description><![CDATA[If you die without a Will (intestate) the laws of intestacy come into play. These are a complex set of rules whereby the government tries to guess where you would have wanted to leave your assets. A husband’s assets do not all automatically pass to his wife if he dies without a Will and vice [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=essentialifa.wordpress.com&amp;blog=9232227&amp;post=122&amp;subd=essentialifa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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